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Meet Lora Meet Lora

About us

Twenty-five agencies built the playbook. Now it's yours to use.

This page tells you what we commit to you. Six commitments, written down, each one something you can verify any time. The rest of the page is the proof we can keep them.

What we commit to you

Six commitments, written down. Each one earned, every month.

Commitment 01

We earn when you earn.

A predictable monthly floor you can plan around. A gainshare that activates when your net operating income outperforms the industry baseline. And every month, your Value Report shows the math. When we overdeliver, we credit ten percent of next month's invoice back automatically.

How to verify: the math is on your dashboard. Open it any time and audit every line.

Your data stays yours.

Your data is yours. Your audit trail is yours. Export anytime in your format: CSV, JSON, PDF, audit-trail attestation packets. Take it home whenever you want, in whatever shape suits you. You own the record, always.

How to verify: email wecare@hcbs.ai with the subject "Export request." Complete export delivered within thirty days, in your format.

Your operational data is private.

Your operational data is yours alone. The system learns from network-wide patterns at the aggregate level. Your specific data stays identifiable only to you. Your Business Associate Agreement holds us to it in writing.

How to verify: ask for written attestation any time. We produce it on request. Your BAA matches.

Lora has backup. So do you.

Lora handles the routine overnight. When something deserves a human, a multi-disciplinary team of operators, compliance specialists, regulatory veterans, and HCBS-billing experts is on the other end. The team has sat through more state audits than any counterpart you will meet.

How to verify: email hello@hcbs.ai. You'll hear back from a real person within one business day.

Every month, the receipts.

Every monthly Value Report shows attribution math in dollar terms. What Lora delivered. What you paid. The ratio. Every line auditable, every month, on the first. When delivered value exceeds three times the invoice, the automatic credit lands with it.

How to verify: the Value Report arrives on the first of every month. Open it. The math is the math.

Month to month, on your terms.

Monthly billing. Continue the relationship because it works. Access stays open through the current period whenever you make a change. Your export comes with you. We treat the relationship like a relationship: built on results, renewed by choice.

How to verify: click cancel in your account, or email us. It's done in one step.

What you get

Nine categories of operational burden. All of them handled, every night.

Compliance

State rule changes read overnight. SOPs updated when rules change. License renewals tracked. Pay-through math current. The federal 80/20 Rule on your calendar with the math already done.

Audit defense

Citation packets generated for whatever rule the auditor questions. Every operational decision sealed to a tamper-proof record. The dossier ready before you finish your coffee on audit morning.

Billing and finance

Medicaid claims in 15-minute units. Denials caught and rebilled. Payroll across 1099 and W-2 caregivers. Your monthly P&L on the first, accurate, every time.

Hiring and retention

Job postings across multiple boards. Background and drug screening. Onboarding paperwork. Training scheduling and recertifications. The pipeline runs while you sleep.

Scheduling

Caregiver-to-client matching. Call-out coverage rerouted automatically. Travel time and mileage tracked. EVV on every visit, without you opening anything.

Client services

Plan of care kept current. Quarterly progress reports drafted for your review. Family communication handled at the routine level so your reply is the one that matters.

Quality and improvement

Service quality monitored continuously. Incidents flagged with a corrective-action draft ready. Quarterly peer-benchmarking against the network.

Strategic decisions

The cost of another caregiver against the revenue you would unlock. Rate-raise math against peer benchmarks. The H.R. 1 forecast against your specific service mix. You decide. We do the math.

Your own life

Eight hours of sleep. Your kid's soccer game at 6:30. The quiet confidence that you are not about to lose everything. The work that does not require you, no longer requires you.

The full walkthrough of how Lora handles each one is at how it works.

The proof we can keep the commitments

Seven years of operating record. Twenty-five agencies. Every audit passed.

25

caregiver agencies launched in Utah since 2018

20%

net operating income versus 6 to 8% industry baseline

0

compliance failures across seven years

$30M of Medicaid waiver funding has reached the people on the ground through agencies launched on the playbook HCBS.AI is built on. More than 98% of partner agencies stay year after year. Caregiver tenure runs fourteen months longer than the industry baseline. Half of the operators came from outside HCBS entirely: a furniture salesman, a truck driver, a community-college instructor, a returning parent. What unified them was a willingness to follow the playbook the team built audit by audit, year after year.

Who we are

Two companies. One contract with you.

The product company

HCBS.AI Inc

The Wyoming corporation that owns and operates the HCBS.AI product. The legal counterparty on your subscription, your privacy policy, and your HIPAA Business Associate Agreement.

The operating practice

Residential Habilitation Experts

The seven-year professional-services practice that ran the operating record HCBS.AI is built on. A Salt Lake City practice (operating as Loxley LLC, Utah) made up of operators, compliance specialists, regulatory veterans, and HCBS-billing experts. RHE remains the human-team backstop and the reference operator for the network.

Why we exist

Twenty-five agencies later, we know what the rest really needs.

We built this product because we ran the work. We learned, one agency at a time, what "the rest" really means for an operator. Now we hand that learning to you, so the next twenty-five thousand operators get to spend their evenings on the people they care for.

Reach us

A real person writes back. Usually same day.

The contract

You take care of the people. We take care of the rest.

Tell us about your agency. Nine short questions, four minutes. You walk away with your agency snapshot, your income projection, your state-specific regulatory primer, and tomorrow's brief at 6 AM.

Direct: hello@hcbs.ai wecare@hcbs.ai